SwiftFi
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Payroll that just works

Configura la nómina con SwiftFi

Aprueba la cuenta, agrega los números de cuenta y de ruta en el sistema de RR. HH. y cobra en tu wallet el día de pago.

  • Get approved, then copy your account and routing numbers
  • Enter those details in your employer’s HR or payroll system
  • Receive payroll to your external wallet automatically
  • Same payday timing as the rest of your team

Cómo ayuda SwiftFi

Cuenta de conversión → ACH de todos los días → tú eliges

Path through this guide

  1. 01Approve
  2. 02Add details
  3. 03Confirm
  4. 04Settle

01 · Approve

Get verified before HR asks for numbers

Adding SwiftFi to payroll starts on your side. Once verified, your conversion account provides the checking-style details employers already know how to use—no special employer signup required.

  • Create your SwiftFi account and complete identity verification
  • Open a conversion account to unlock US routing and account numbers
  • Confirm beneficiary name matches what HR expects on payroll
  • Save your portal details somewhere secure before sharing with HR

02 · Add details

Paste into HR exactly as shown

Gusto, Rippling, ADP, Deel, Remote payroll, or in-house HR—all expect the same ACH fields. SwiftFi gives you bank-style details; your employer’s system does the rest.

Coworkers completing direct-deposit details on a laptop

The same four details HR already uses for US direct deposit.

HR fieldWhat to enter
Account typeChecking (or “Direct deposit”)
Routing numberCopy from SwiftFi portal—do not transpose digits
Account numberYour unique conversion account number
Beneficiary nameYour verified legal name as shown in SwiftFi

03 · Confirm

From approval to first paycheck

Walk through each step once. After the first successful deposit, payday runs on autopilot—the same ACH batch your US teammates use.

Set it up once, then reuse the same details every payday.

  1. Step01

    Get approved on SwiftFi

    Verification unlocks your conversion account. Until then, you do not have deposit details to share.

    Approval timing depends on documentation and jurisdiction.

  2. Step02

    Copy routing and account numbers

    Open the portal, copy each field exactly, and paste into your employer’s HR or payroll system.

    Double-check every digit before submitting—payroll reversals are slow.

  3. Step03

    Run a test deposit

    Ask HR for a small test payment or wait for the first payroll cycle and confirm the amount in SwiftFi.

    Most issues are typos in routing or account numbers.

  4. Step04

    Settle after funds arrive

    Payroll ACH clears to your conversion account. Choose stablecoin for same-day dollar value or off-ramp when you need local cash.

    Link your wallet before payday if you plan to settle to stablecoin.

04 · Settle

Payday clears—then you control conversion

Payroll sends everyday ACH. Funds land in your conversion account with a clear ledger. Settle to stablecoin for same-day dollar value, or off-ramp when you need local currency.

SwiftFi pricing: 3% total fee, 0% currency conversion fee.

For employees
Add SwiftFi as your direct-deposit destination and receive on the same payday schedule as US staff.
For contractors
Give AP or payroll the checking details they expect—without a US bank account on your side.

Preguntas frecuentes

How do I add SwiftFi to my employer’s payroll?+

Get approved, copy your conversion account routing and account numbers into your HR or payroll system as a direct-deposit destination, then confirm a test payment.

Does payroll still use ACH?+

Yes. Employers send everyday ACH the same way they would to a US checking account. You receive through SwiftFi and can settle to stablecoin.

What if my employer only supports bank accounts?+

SwiftFi provides the bank-style details payroll systems expect. Share beneficiary name, routing number, and account number exactly as shown in the portal.

Guías relacionadas

Nómina internacional

Dale a un contractor remoto datos de ACH de EE.UU., baja la fricción transfronteriza y liquida en stablecoin cuando el dólar tiene que viajar.

Datos de ACH para depósito directo

Datos de cuenta corriente de EE.UU. para ACH y nómina. Cobra en USD sin residencia en EE.UU. para aplicar.

Cuentas de conversión

Datos bancarios de EE.UU. para que el cliente pague por ACH. Después conservas stablecoin o conviertes a moneda local.

Siguiente paso

Abre una cuenta de conversión y cobra como siempre

Clientes y empleadores siguen con ACH. Tú recibes datos de EE.UU., un seguimiento claro y una elección cuando llega el dinero: conservar stablecoin o convertir a moneda local.

Configura la nómina con SwiftFi