Virtual USD & EUR Accounts
Offer US and EU clients familiar payment details while you receive USD or EUR value globally. One workflow, clearer tracking, and faster payouts.
Highlights
What a virtual account is
A virtual account provides familiar USD or EUR payment details so clients can pay you using known rails, while you manage funds through SwiftFi.
It’s designed to reduce the friction of cross-border payments without requiring US residency or a traditional US bank relationship.
Why it matters for cross-border work
US and EU clients typically prefer domestic-style payments. When you can accept USD or EUR like a local, you reduce back-and-forth and improve payment reliability.
You also get better control over conversion timing, which can reduce hidden FX spread costs.
Rails, conversion, and forwarding
Virtual accounts use the same payment rails as your client’s bank (ACH, wire, or SEPA) while giving you the option to convert and settle to your wallet.
Forward addresses can route funds automatically to Base, Solana, or Ethereum wallets without extra manual steps.