Services/Virtual USD Accounts
Payments guides

Virtual USD Accounts

Offer US clients familiar payment details while you receive USD value globally. Virtual USD accounts help reduce friction, improve tracking, and simplify payouts.

Highlights

Client-friendly payment details for USD invoices
Hold USD value and withdraw or convert when you choose
Clear status and transaction history
Built for freelancers and remote teams

What a virtual USD account is

A virtual USD account provides US-friendly payment details so clients can pay you using familiar bank rails, while you manage funds through SwiftFi.

It’s designed to reduce the friction of cross-border payments without requiring US residency or a traditional US bank relationship.

Why it matters for cross-border work

US clients typically prefer domestic-style payments. When you can accept USD like a local, you reduce back-and-forth and improve payment reliability.

You also get better control over conversion timing, which can reduce hidden FX spread costs.