November 2026
Today we're shipping the biggest update SwiftFi has had: a wallet of your own inside SwiftFi, swaps, withdrawals to your bank, and the whole app in Spanish and Portuguese. Almost every part of it started the same way: by watching what you did with your money once it arrived.
Why we're supporting swaps
SwiftFi has always been about the first half of the job: giving US clients normal bank details and getting you paid in stablecoin. When we looked at what happened next, a pattern kept showing up. As soon as a payment landed, many of you moved it to another app to swap it, paying a second set of fees and waiting on a second transfer.
So we brought that step into SwiftFi. Swaps are built to be as competitive as we can make them:
- The best route we can find. Every quote compares routes across exchanges and bridges and shows you the best available rate, the fee, and exactly what you receive before you confirm.
- Verified tokens only. We only list verified tokens, on every supported network, so look-alike tokens never make the list.
- Lands where you want it. Swap back to your own wallet, or straight into your SwiftFi wallet.
Swaps are available to approved customers who are not US persons. See how swaps work →
Your SwiftFi wallet
Every approved customer now gets a SwiftFi wallet: a dollar balance in SwiftFi, with no address, network, or token to manage.
- Get paid straight into it. Create US bank details that deposit into your SwiftFi wallet, or add money from another wallet.
- Approve everything with your passkey. Every transfer out is approved with a passkey on your phone or computer, so a password alone can never move your money. You can freeze your wallet from a link in our emails.
- Send to any wallet. Send USDC on Base or Arbitrum, and save the addresses you use.
- Set money aside. Open up to four more named wallets, for taxes, savings, or a project, and move between them anytime.
See your money in your currency
Most of you don't think in dollars. Your wallet total can now be shown in the currency you do think in, including EUR, GBP, BRL, MXN, INR, CAD, AUD, and more, and SwiftFi remembers your choice. Wallets you already own can sit alongside your SwiftFi wallet, with every balance in one total.
Off-ramps: cash out to your bank
When you need local money, withdrawals take your stablecoin to a bank account in your own verified name. You see the rate, the fee, what lands, and when, before anything moves, and you can follow every withdrawal until it arrives. How withdrawals work →
Also new
- A redesigned dashboard with a balance graph, a projects workspace with a guided tour, and statement letters for your records.
- The whole app in English, Spanish, and Portuguese, with numbers and dates written the way you read them.
- Employee pay for businesses: invite your team, assign projects and jobs, and pay their bills in stablecoin. Learn more →
Tell us what's in your way
Swaps exist because you showed us what you needed. We're going to keep building this way: watching how you actually use SwiftFi and adding the features that remove the next step you're doing somewhere else.
If something is slowing you down, a payment that's harder than it should be, a feature you keep wishing for, or a problem you hit along the way, tell us. Every message goes to the team building the product, and we'll work on solving it.
SwiftFi is not a bank. Wallet, account, and payment services are provided by our licensed partners. Swaps are not available to US persons. Fees are shown before you confirm.