A simpler way to get paid in USD from US clients
Open a conversion account from Argentina with US payment details. Your clients pay the way they’re used to—everyday ACH. Hold stablecoin for lower fees and faster settlement, or off-ramp if you’d rather not hold stablecoin. No US residency required.
From invoice to balance
How getting paid with SwiftFi works
Your US clients pay the way they’re used to: everyday ACH. You get one place to receive funds, then hold stablecoin for lower fees and faster payments—or off-ramp if you prefer not to.
Open your conversion account
Create your SwiftFi profile and complete identity verification online from Argentina.
Share US details
Send your client the routing and account details shown in your dashboard.
Get paid, then choose
Your US clients pay the way they’re used to: everyday ACH. Hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to hold stablecoin.
How SwiftFi pays Argentina faster
Your conversion account is a US account. After clients pay, hold the funds as stablecoin, or route them directly to your Argentina account.
Recommended for speed & fees
Hold stablecoin
Keep balances as stablecoin for lower fees and faster payments after your US client pays by ACH.
Off-ramp · Bank transfer
CBU / CVU
Prefer not to hold stablecoin? Off-ramp via Bank transfer to your local bank account.
SwiftFi debit cards
Spend from your balance with a SwiftFi debit card—same portal, fewer hops. Get notified the moment cards launch.
Argentina, updated for 2026
The rules changed. Your paperwork still matters.
BCRA Communication A 8330 removed the former USD 36,000 cap from the foreign-currency credit mechanism for individual service exporters. It did not remove the need to document your work and follow current settlement, invoicing, and tax rules.
Read BCRA Communication A 8330Financial information, not tax advice
Rules can change and each situation is different. Confirm your setup with a contador and current ARCA and BCRA guidance before moving client funds.
Freelancer checklist
Before the first ACH
Confirm payment terms in writing
Put the amount, currency, due date, scope, and who absorbs payment costs in writing.
Prepare the export invoice
Set up the correct ARCA export point of sale and issue the applicable Factura E.
Match payment details exactly
Use the beneficiary name, routing number, account number, and reference shown in SwiftFi.
Keep an audit trail
Save the contract, invoice, payment confirmation, and account statements together.
Built around real work
For Argentina's global independents
Independent freelancers
Invoice retainers, projects, and milestones without asking a US client to navigate an international wire.
Remote contractors
Give US payroll or accounts-payable teams familiar account details for recurring contractor payouts.
Studios and small agencies
Keep client-facing payment instructions consistent while your local team delivers globally.
Argentina freelancer guide
How to win US clients, not just get paid by them
A practical 2026 guide to positioning, timezone advantage, Factura E, client outreach, and removing payment friction from the sales process.
Read the Argentina freelancer guideCommon questions
Getting paid from the US
Straight answers for freelancers and remote contractors in Argentina.
Can freelancers in Argentina receive payments from US clients?+
Yes. Argentine freelancers can invoice US clients and receive international payments. The right setup depends on how the client pays, where the funds settle, and your tax situation. SwiftFi provides eligible users with US payment details so clients can send a familiar domestic ACH transfer.
Do I need to live in the US to get US payment details?+
No US residency is required to apply for SwiftFi. Account availability is subject to identity verification, compliance review, and jurisdiction-specific eligibility.
What details does a US client need to pay me by ACH?+
A client generally needs the account holder name, routing number, account number, account type, and any payment reference shown in your SwiftFi account. Always copy the details exactly as displayed.
Do Argentine freelancers need to issue a Factura E?+
Exports of services generally require an export invoice, commonly a Factura E, through ARCA. Your registration, tax category, province, and payment flow can change the exact steps, so confirm your setup with an Argentine contador.
Can service exporters keep their payment in USD?+
BCRA Communication A 8330 removed the previous USD 36,000 cap for the mechanism that lets individuals credit service-export proceeds in foreign currency to local foreign-currency accounts without conversion. Timing and documentation rules still matter, so check current BCRA guidance and professional advice for your case.
Is SwiftFi a bank?+
No. SwiftFi is a financial technology company. Virtual accounts, custody, and on/off-ramp services are provided by licensed partners, and availability varies by jurisdiction.
Local guides
Explore Argentina by city
US payment guide