A simpler way to get paid in USD from US clients
Open a conversion account from Colombia with US payment details. Your clients pay the way they’re used to—everyday ACH. Hold stablecoin for lower fees and faster settlement, or off-ramp if you’d rather not hold stablecoin. No US residency required.
From invoice to balance
How getting paid with SwiftFi works
Your US clients pay the way they’re used to: everyday ACH. You get one place to receive funds, then hold stablecoin for lower fees and faster payments—or off-ramp if you prefer not to.
Open your conversion account
Create your SwiftFi profile and complete identity verification online from Colombia.
Share US details
Send your client the routing and account details shown in your dashboard.
Get paid, then choose
Your US clients pay the way they’re used to: everyday ACH. Hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to hold stablecoin.
How SwiftFi pays Colombia faster
Your conversion account is a US account. After clients pay, hold the funds as stablecoin, or route them directly to your Colombia account.
Recommended for speed & fees
Hold stablecoin
Keep balances as stablecoin for lower fees and faster payments after your US client pays by ACH.
Off-ramp · PSE / ACH
Colombia bank rail
Prefer not to hold stablecoin? Off-ramp via PSE / ACH to your local bank account.
SwiftFi debit cards
Spend from your balance with a SwiftFi debit card—same portal, fewer hops. Get notified the moment cards launch.
Colombia, updated for 2026
Build a clean payment and tax trail.
Getting paid from abroad is only one part of the workflow. Colombian freelancers should keep their RUT activity current, document each client engagement, and confirm when electronic invoicing and export-of-services rules apply.
Review DIAN electronic invoicing guidanceFinancial information, not tax advice
Rules can change and each situation is different. Confirm your RUT, invoicing, IVA, and foreign-payment obligations with a Colombian contador and current DIAN guidance.
Freelancer checklist
Before the first ACH
Confirm payment terms in writing
Put the amount, currency, due date, scope, and who absorbs payment costs in writing.
Prepare the export invoice
Confirm whether you must issue an electronic sales invoice and retain the supporting export documentation.
Match payment details exactly
Use the beneficiary name, routing number, account number, and reference shown in SwiftFi.
Keep an audit trail
Save the contract, invoice, payment confirmation, and account statements together.
Built around real work
For Colombia's global independents
Independent freelancers
Invoice retainers, projects, and milestones without asking a US client to navigate an international wire.
Remote contractors
Give US payroll or accounts-payable teams familiar account details for recurring contractor payouts.
Studios and small agencies
Keep client-facing payment instructions consistent while your local team delivers globally.
Colombia payment guide
A professional payment setup for global client work
Learn how US payment details reduce client friction and help Colombian freelancers organize recurring international payments.
Explore virtual USD accountsCommon questions
Getting paid from the US
Straight answers for freelancers and remote contractors in Colombia.
Can freelancers in Colombia receive payments from US clients?+
Yes. Colombian freelancers can invoice US clients and receive international payments. The right setup depends on how the client pays, where the funds settle, and your tax situation. SwiftFi provides eligible users with US payment details so clients can send a familiar domestic ACH transfer.
Do I need to live in the US to get US payment details?+
No US residency is required to apply for SwiftFi. Account availability is subject to identity verification, compliance review, and jurisdiction-specific eligibility.
What details does a US client need to pay me by ACH?+
A client generally needs the account holder name, routing number, account number, account type, and any payment reference shown in your SwiftFi account. Always copy the details exactly as displayed.
Do Colombian freelancers need to issue an electronic invoice?+
Electronic invoicing requirements depend on your registration and activity. Service exports may also require supporting documents to receive the applicable tax treatment. Check your RUT and current DIAN rules with a Colombian contador.
Can Colombian freelancers invoice US clients in USD?+
Freelancers can agree commercial terms in USD, but accounting, tax reporting, foreign-exchange treatment, and conversion into COP depend on the payment route and your circumstances. Keep the contract, invoice, and payment record together.
Is SwiftFi a bank?+
No. SwiftFi is a financial technology company. Virtual accounts, custody, and on/off-ramp services are provided by licensed partners, and availability varies by jurisdiction.
Local guides
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US payment guide