A simpler way to get paid in USD from US clients
Open a conversion account from Mexico with US payment details. Your clients pay the way they’re used to—everyday ACH. Hold stablecoin for lower fees and faster settlement, or off-ramp if you’d rather not hold stablecoin. No US residency required.
From invoice to balance
How getting paid with SwiftFi works
Your US clients pay the way they’re used to: everyday ACH. You get one place to receive funds, then hold stablecoin for lower fees and faster payments—or off-ramp if you prefer not to.
Open your conversion account
Create your SwiftFi profile and complete identity verification online from Mexico.
Share US details
Send your client the routing and account details shown in your dashboard.
Get paid, then choose
Your US clients pay the way they’re used to: everyday ACH. Hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to hold stablecoin.
How SwiftFi pays Mexico faster
Your conversion account is a US account. After clients pay, hold the funds as stablecoin, or route them directly to your Mexico account.
Recommended for speed & fees
Hold stablecoin
Keep balances as stablecoin for lower fees and faster payments after your US client pays by ACH.
Off-ramp · SPEI
Mexico bank rail
Prefer not to hold stablecoin? Off-ramp via SPEI to your local bank account.
SwiftFi debit cards
Spend from your balance with a SwiftFi debit card—same portal, fewer hops. Get notified the moment cards launch.
Mexico, updated for 2026
Make every client payment easy to reconcile.
Mexican freelancers working with foreign clients should align their contract, CFDI, payment record, and tax regime. The correct invoice data and currency treatment depend on your RFC status and the service provided.
Review SAT invoice requirementsFinancial information, not tax advice
Rules can change and each situation is different. Confirm your CFDI, RFC, IVA, income-tax, and foreign-payment treatment with a Mexican contador and current SAT guidance.
Freelancer checklist
Before the first ACH
Confirm payment terms in writing
Put the amount, currency, due date, scope, and who absorbs payment costs in writing.
Prepare the export invoice
Issue the applicable CFDI with the correct foreign-client, currency, payment-method, and tax information.
Match payment details exactly
Use the beneficiary name, routing number, account number, and reference shown in SwiftFi.
Keep an audit trail
Save the contract, invoice, payment confirmation, and account statements together.
Built around real work
For Mexico's global independents
Independent freelancers
Invoice retainers, projects, and milestones without asking a US client to navigate an international wire.
Remote contractors
Give US payroll or accounts-payable teams familiar account details for recurring contractor payouts.
Studios and small agencies
Keep client-facing payment instructions consistent while your local team delivers globally.
Mexico payment guide
Turn US client payments into a repeatable workflow
Use familiar US payment details, clear invoice references, and organized records for retainers, projects, and remote contracts.
Explore freelancer payment workflowsCommon questions
Getting paid from the US
Straight answers for freelancers and remote contractors in Mexico.
Can freelancers in Mexico receive payments from US clients?+
Yes. Mexican freelancers can invoice US clients and receive international payments. The right setup depends on how the client pays, where the funds settle, and your tax situation. SwiftFi provides eligible users with US payment details so clients can send a familiar domestic ACH transfer.
Do I need to live in the US to get US payment details?+
No US residency is required to apply for SwiftFi. Account availability is subject to identity verification, compliance review, and jurisdiction-specific eligibility.
What details does a US client need to pay me by ACH?+
A client generally needs the account holder name, routing number, account number, account type, and any payment reference shown in your SwiftFi account. Always copy the details exactly as displayed.
What invoice do Mexican freelancers issue to US clients?+
Mexican freelancers generally document income with a CFDI. The receiver details, currency, payment method, IVA treatment, and product or service code depend on the engagement and your tax regime. Confirm the current SAT requirements with a contador.
Can a Mexican freelancer charge a US client in USD?+
Yes, parties can agree to price services in USD. Your CFDI and accounting records must use the applicable currency and exchange-rate information, and the way you receive or convert funds can affect reconciliation.
Is SwiftFi a bank?+
No. SwiftFi is a financial technology company. Virtual accounts, custody, and on/off-ramp services are provided by licensed partners, and availability varies by jurisdiction.
Local guides
Explore Mexico by city
US payment guide