Kast.xyz Alternative for Freelancers
Earn first, spend later
SwiftFi is a Kast.xyz alternative for freelancers who need to get paid in USD first, then move to stablecoins, without building a spend-card workflow.
Why teams switch
Kast.xyz is strong as a crypto card and spend product. Freelancers comparing a Kast.xyz alternative often need something different first: US routing details so clients can pay like a local wire or ACH, then a clear conversion into stablecoins they control. SwiftFi focuses on that inbound payout path with a simple $1 + 3% fee model and same-day settlement options. If your priority is collecting invoices and keeping more of each payment, SwiftFi is built for payout clarity rather than card cashback tiers and FX on non-USD spend.
SwiftFi vs Kast.xyz: payouts vs spend
| Feature | SwiftFi | Kast.xyz |
|---|---|---|
| Primary use case | Receive USD invoices → stablecoins | Fund card / spend stablecoins |
| Typical on-ramp time | Same business day | Minutes after deposit (spend) |
| Stablecoin / crypto support | Stablecoin payouts to your wallet | Stablecoin deposits + card spend |
| Conversion / FX fees | 0% conversion fee (in 3% total) | 0% USD spend · 0.5%–1.75% non-USD FX |
| Total fee estimate | 3% total fee | Varies by spend FX and withdrawals |
Kast fees vary by membership tier, corridor, and whether you spend in USD or withdraw on-chain.
Estimate your savings
Enter your typical invoice amount, current provider fees, and payout timing to see how much you could save by switching to SwiftFi.
Current provider
SwiftFi comparison
SwiftFi: 3% total fees, no currency conversion fee, same business day wallet availability.
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