Mercury Alternative
USD details, global reach
SwiftFi is a Mercury alternative for global talent who need virtual US bank account details and faster USD payouts.
Why teams switch
A Mercury alternative should deliver US banking details without the friction of traditional account setup. SwiftFi provides a Mercury alternative for freelancers who need a virtual US bank account to receive USD payments from clients. With SwiftFi, you get US bank account details to accept USD income and you skip the delays with integrated conversion to stablecoins for fast settlement. This setup helps global freelancers have control over their finances. You keep the professionalism of US banking details wwithout the friction of multi-step bank transfers.
SwiftFi vs Mercury: timing and fees
| Feature | SwiftFi | Mercury |
|---|---|---|
| Typical on-ramp time | Same business day | 1-3 business days |
| Typical off-ramp time | Same business day | 1-3 business days |
| Stablecoin / crypto support | Stablecoin payouts supported | Fiat only (crypto-friendly bank) |
| Conversion fees | 0% conversion fee | 1% typical fee |
| Total fee estimate | 3% total fee | 1% + wire fees |
Mercury is a fiat bank platform without a native crypto wallet.
Estimate your savings
Enter your typical invoice amount, current provider fees, and payout timing to see how much you could save by switching to SwiftFi.
Current provider
SwiftFi comparison
SwiftFi: 3% total fees, no currency conversion fee, same business day wallet availability.
Enter values above to estimate your fee and time savings.
Use case: freelancers receiving US client payments
Freelancers working with US clients need routing and account numbers that are local to their clients.
SwiftFi provides those details and a global payout workflow without requiring a traditional US bank relationship.
Use it to centralize USD transactions and manage cash flow with fewer manual steps.