Direct invoice
Direct Invoicing US Clients: ACH Details That AP Teams Accept
Platform fees disappear when you own the client relationship—but you own payment instructions too. Make AP’s job easy and you get paid faster.
- Invoice fields US AP expects
- Net-15 / Net-30 and reminders
- ACH block formatting
- W-8 and tax forms (high level)
In this guide
Practical takeaways
- 01
Invoice template essentials
Include legal name, US payment instructions, USD amount, line items, due date, and remittance email. PDF plus line in body for small clients.
- 02
Tax forms (not legal advice)
US clients often request W-8BEN from foreign freelancers. Keep signed copies aligned with the name on your SwiftFi profile.
How SwiftFi helps
Open a conversion account, share US ACH details with clients or payroll, then choose stablecoin for lower fees and faster settlement—or off-ramp if you prefer not to hold stablecoin.
Related guides
ACH vs wire
Exact payment details to share, ACH vs wire timing and costs on the client side, memo lines, and a copy-paste checklist for freelancers invoicing US companies.
Freelancer payments
Freelancer payments shouldn’t be unpredictable. Learn practical methods to get paid faster, avoid hidden fees, and simplify invoicing when working with international clients.
Conversion accounts
Conversion accounts give you US banking details so clients pay with everyday ACH. Then hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to.