How to Set Up Payroll with SwiftFi

SwiftFi provides US account and routing numbers that work like standard direct-deposit details. Your employer’s payroll or HR system treats them the same way it treats any other US bank account—no special payroll product, no new vendor for your company, and no need for them to learn crypto.

On your side, payroll settles into your SwiftFi flow and can go to your external wallet automatically, so you keep control of funds without waiting on international wires.

1. Create a SwiftFi account and complete approval. Once you’re approved, your US account number and routing number are ready to use.

2. Open your employer’s HR or payroll portal (or send the details to payroll admin) and add SwiftFi as your direct-deposit destination—account number and routing number, just like a local bank.

3. Confirm the deposit settings if your employer requires a test deposit or a “checking” account type selection. After that, you’re done.

Your employer runs payroll the same way they always do. Funds are sent via their normal ACH/direct-deposit process using the account and routing numbers you provided.

You get paid on the same schedule as everyone else on that payroll run. From there, SwiftFi routes the payout so it can land in your external wallet automatically—without a separate international transfer or a second waiting period.

This setup is a strong fit if you are employed or contracted by a company that already pays via US direct deposit, and you want those paycheck deposits without relying on a traditional local bank for the first hop.

It is especially useful for remote workers and contractors abroad who need US-friendly payroll details, while still ending up with funds in a wallet they control.