Vendor payments
International Vendor Payments from US Companies
Whether you are the US buyer or the overseas vendor, the winning pattern is USD terms + ACH to US receiving details + matched paperwork.
- Fewer SWIFT fees for US clients
- Clear vendor onboarding
- Supports recurring retainers
- Export/import documentation friendly
In this guide
Practical takeaways
- 01
For US companies paying vendors
Collect W-8BEN-E or W-8BEN as appropriate, store contracts, and pay to vendor US receiving details when possible instead of expensive wires.
Batch payments with consistent memo fields reduce RFIs downstream.
- 02
For vendors receiving from the US
Issue USD invoices with your legal entity name matching KYC. Respond quickly if compliance asks about source of funds.
Receiving details through SwiftFi are for payment collection—not a replacement for your local business bank.
How SwiftFi helps
Open a conversion account, share US ACH details with clients or payroll, then choose stablecoin for lower fees and faster settlement—or off-ramp if you prefer not to hold stablecoin.
Related guides
Cross-Border B2B Payments for Vendors and Contractors
How US and global companies pay international vendors with ACH-style receiving details, clear compliance trails, and predictable settlement.
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