Stablecoin wiki
USDT: issuers, networks, wallets, and yield
USDT is one of the most liquid dollar-pegged stablecoins globally. This guide covers the issuer, typical networks, wallets, and yield topics in plain language, so you can compare options without marketing fluff.
- Issued by Tether, verify reserves and product terms on Tether’s official communications
- Commonly used on Tron (TRC-20) and Ethereum (ERC-20), among others
- Wallet setup parallels other stablecoins: correct network selection is critical
- Yield, if used, is always third-party and carries protocol and market risk
How SwiftFi helps
Conversion account → everyday ACH → your choice
Wiki-style overview
USDT in practice
A concise reference for freelancers comparing payout assets—then how to receive USDT through a SwiftFi conversion account.
Who issues it?
USDT is issued by Tether. Review Tether’s published statements for reserves and token supply details.
Which networks?
USDT is common on Tron (TRC-20) and Ethereum (ERC-20). Tokens on different chains are not interchangeable without a bridge or exchange.
Wallets
Only deposit to an address on the exact network you selected. Mismatched networks are a frequent way funds are lost.
Yield
Yield products that use USDT carry smart-contract and market risk. Do your own research.
Get paid via SwiftFi, settle to USDT
- Open and verify your conversion account
- Clients pay everyday ACH to US details
- Link a wallet and settle eligible balances to USDT
Common questions
What is USDT?+
USDT (Tether) is a widely used USD-pegged stablecoin across multiple networks. Always match the network your wallet and withdrawal path support.
How can I receive USDT through SwiftFi?+
Clients still pay fiat ACH to your conversion account. When USDT settlement is enabled for your flow, eligible balances can route to your linked wallet.
Which USDT network should I use?+
Only use a network your wallet explicitly supports (for example ERC-20 vs TRC-20). Mismatched networks are a common way to lose funds.
Related guides
USDC guide
A practical wiki-style guide to USDC: who issues it, which networks it runs on, how to set up a wallet, and what people usually mean by “yield” (education only, not financial advice).
Get paid in stablecoin
Learn how to get paid in stablecoin: create and link a wallet, receive USDC or USDT, and use yield and spending options.