SwiftFi
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Product overview

What Is SwiftFi and How Does It Work?

SwiftFi helps freelancers and businesses get paid by US clients with familiar ACH, then choose stablecoin hold or off-ramp—with KYC and partner compliance built in.

  • US receiving details for ACH
  • Not a traditional retail bank
  • Stablecoin optional after receipt
  • Support guides for compliance RFIs

In this guide

Practical takeaways

  1. 01

    Typical flow

    Complete identity verification, receive US payment instructions, share them with clients, track inbound ACH, then move balances per your settings.

    Partners may review unusual activity; respond to RFIs with invoices and contracts.

How SwiftFi helps

Open a conversion account, share US ACH details with clients or payroll, then choose stablecoin for lower fees and faster settlement—or off-ramp if you prefer not to hold stablecoin.

Related guides

How to Set Up a SwiftFi Wallet for Beginners

Step-by-step beginner guide: create a SwiftFi account, complete KYC, and share US receiving details with your first client.

Is SwiftFi Safe for International Money Transfers?

Security, KYC, partner banking, and compliance monitoring—what safety means for SwiftFi international payments.

Next step

Open a conversion account and get paid the familiar way

Clients and employers keep everyday ACH. You get US details, clear tracking, and a choice after funds arrive—hold stablecoin or off-ramp.

What Is SwiftFi and How Does It Work?