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Conversion accounts are available in Nigeria
SwiftFi lets you open a dedicated conversion account (virtual USD details) from Lagos, Nigeria. Your US clients pay the way they're used to: everyday ACH to US account details. After funds arrive, keep them as stablecoin for lower fees and faster payments, or use an off-ramp if you prefer not to hold stablecoin.
How SwiftFi helps freelancers in Lagos, Nigeria
Built for global work from Lagos, Nigeria: open a conversion account, get paid by everyday ACH, then choose how funds settle.
US PAYMENT DETAILS
Receive by US rails
Conversion account with US details so clients pay freelancers in Lagos, Nigeria by everyday ACH.
BORDERLESS ACCESS
No Visa required
No US residency or traditional US bank account required.
SETTLEMENT CHOICE
Choose how to settle
Hold stablecoin for lower fees and faster payments—or off-ramp if you prefer not to.
PAYOUT VISIBILITY
Track every payout
Clear payout tracking for work from Lagos, Nigeria.
Recommended for speed & fees
Hold stablecoin
Keep balances as stablecoin for lower fees and faster payments after your US client pays by ACH.
Off-ramp · NIP
Nigeria bank rail
Prefer not to hold stablecoin? Off-ramp via NIP to your local bank account.
SwiftFi debit cards
Spend from your balance with a SwiftFi debit card—same portal, fewer hops. Get notified the moment cards launch.
Why this matters
Payment challenges for freelancers in Lagos, Nigeria
- USD access and wire delays make US client payments unreliable for Nigeria-based freelancers.
- US clients expect ACH; without US details, invoices sit in multi-day SWIFT limbo.
- FX spreads and receiving costs can erase a large share of fixed project rates.
Learn the options
Payment guides for Lagos, Nigeria
A mobile developer in Lagos, Nigeria shipping for US clients frequently battles USD scarcity and wire delays that break release schedules—SwiftFi receives client ACH into a conversion account, then settles in stablecoin for speed.
Conversion accounts
Conversion accounts give you US banking details so clients pay with everyday ACH. Then hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to.
Pay freelancers in USD
Paying freelancers in USD can improve predictability and reduce forced FX conversions. Learn how USD invoicing, virtual accounts, and modern settlement rails make it easier.
Low-fee international payments
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Get paid in stablecoin
Learn how to get paid in stablecoin: create and link a wallet, receive USDC or USDT, and use yield and spending options.
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