Deel
Getting Paid Through Deel as an International Contractor
Deel simplifies employer compliance; contractors still care about FX and speed at withdrawal. Know what Deel controls vs what you can negotiate.
- Employer-of-record vs contractor invoice
- Withdrawal FX markups
- When HR can pay your ACH details
- SwiftFi as Deel alternative for direct clients
In this guide
Practical takeaways
- 01
Typical Deel contractor flow
Your client engages Deel; you onboard in Deel’s portal; payments arrive in Deel balance; you withdraw to local bank or other methods.
Each withdrawal may include spread—compare to holding USD value longer if Deel allows.
- 02
Negotiating direct ACH
Some US companies pay contractors outside Deel for specific engagements—policy varies. When allowed, US ACH to conversion account details avoids an extra platform layer.
How SwiftFi helps
Open a conversion account, share US ACH details with clients or payroll, then choose stablecoin for lower fees and faster settlement—or off-ramp if you prefer not to hold stablecoin.
Related guides
Set up payroll with SwiftFi
Set up payroll with SwiftFi in a few steps: get approved, add your account and routing numbers to your employer’s HR system, and get paid to your external wallet automatically on payday.
International payroll
International payroll without the wire maze. Give remote contractors US checking details for ACH, reduce cross-border friction, and settle to stablecoin when you need dollar value that travels.
ACH vs wire
Exact payment details to share, ACH vs wire timing and costs on the client side, memo lines, and a copy-paste checklist for freelancers invoicing US companies.