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Conversion accounts are available in Peru
SwiftFi lets you open a dedicated conversion account (virtual USD details) from Peru. Your US clients pay the way they're used to: everyday ACH to US account details. After funds arrive, keep them as stablecoin for lower fees and faster payments, or use an off-ramp if you prefer not to hold stablecoin.
How SwiftFi helps in Peru
Built for global work from Peru: open a conversion account, get paid by everyday ACH, then choose how funds settle.
US PAYMENT DETAILS
Receive by US rails
Conversion account with US details so clients pay teams and solopreneurs in Peru by everyday ACH.
BORDERLESS ACCESS
No Visa required
No US residency or traditional US bank account required.
SETTLEMENT CHOICE
Choose how to settle
Hold stablecoin for lower fees and faster payments—or off-ramp if you prefer not to.
PAYOUT VISIBILITY
Track every payout
Clear payout tracking for work from Peru.
Recommended for speed & fees
Hold stablecoin
Keep balances as stablecoin for lower fees and faster payments after your US client pays by ACH.
Off-ramp · CCI
PE bank rail
Prefer not to hold stablecoin? Off-ramp via CCI to your local bank account.
SwiftFi debit cards
Spend from your balance with a SwiftFi debit card—same portal, fewer hops. Get notified the moment cards launch.
Why this matters
Local payment challenges in Peru
- US small-business clients expect simple ACH; Peru freelancers get expensive wires.
- Receiving fees and FX markups erase thin web-project margins.
- Payout timing is hard to predict across correspondent banks.
Learn the options
Payment guides for Peru
A WordPress developer in Peru retaining US small businesses can watch thin margins vanish in FX and receiving fees—SwiftFi keeps clients on ACH and protects more of each invoice at settlement.
Conversion accounts
Conversion accounts give you US banking details so clients pay with everyday ACH. Then hold stablecoin for lower fees and faster payments, or off-ramp if you prefer not to.
Pay freelancers in USD
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Low-fee international payments
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Get paid in stablecoin
Learn how to get paid in stablecoin: create and link a wallet, receive USDC or USDT, and use yield and spending options.
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Set up payroll with SwiftFi
Set up payroll with SwiftFi in a few steps: get approved, add your account and routing numbers to your employer’s HR system, and get paid to your external wallet automatically on payday.
Borderless banking
How SwiftFi connects banking integrations from Peru
SwiftFi is borderless banking infrastructure: US clients pay on familiar ACH rails, your conversion account bridges those dollars, and you settle through wallets, stablecoin, or local banking—without rebuilding a new bank relationship for every client.
US ACH / Wire / RTP
Clients in the US pay Peru-based freelancers with everyday domestic rails to your conversion account.
Conversion account
Virtual USD details that plug into payroll and invoicing tools—no US residency or traditional US bank account required.
Wallet integrations
Hold USDC or USDT in any wallet, or keep funds in SwiftFi wallet with yield when you want lower fees and faster movement.
CCI
PE bank rail when you prefer an off-ramp from Peru instead of holding stablecoin.